Is the property of standard construction?
Is the property constructed of brick, stone or concrete and roofed with slates, tiles, concrete, asphalt or metal.
Please state what percentage of your roof is flat?
What percentage of the roof (over the entire ground floor area of the property) is flat and not pitched.
When occupied would the property be used solely for domestic purposes?
Is the property, including garages and outbuildings, used solely for domestic purposes and not for any trade or business use, other than for letting, by you or anyone else sharing the building.
Is the property well maintained?
A well maintained property is one without structural problems such as dry rot, rot or infestation requiring timber or window replacement, damp, roof or chimney stack damage, faulty wiring or incomplete construction.
Is the property in an area free from flooding and not unduly exposed to storm?
Is the property in an area free from risk of flooding from overflowing rivers, canals, heavy rains or inundation from the sea?
Is the property within ¼ of a mile of the nearest river watercourse or sea.
Is the property to be insured within ¼ mile of any river, stream, reservoir or sea?
Is the property due to undergo alteration, repair or renovation within the next 12 months?
Has the property previously suffered damage due to subsidence, heave, landslip or flooding?
Have any of the properties to be insured under this policy suffered any loss or damage (whether insured or not) during the past five years
If 'yes' we will require full details to be able to confirm cover.
Have you had any claims at any other property within the last 5 years?
If 'yes' we will require full details to be able to confirm cover.
Have you had any claims within the last 3 to 5 years under a landlord insurance policy at this property
If 'yes' we will require full details to be able to confirm cover.
Is the property a listed building?
Is the property designated a listed building by English Heritage or other equivalent or relevant authority? If so please select status.
Please indicate what locks you have on external doors?
Is the property alarmed?
Does the property have a fully operational intruder alarm system.
Are all accessible * windows and skylights secured by key operated window locks or screwed permanently shut? (* accessible without the use of a ladder)
All windows and skylights must be lockable with key operated locks.
Is any part of the property in bedsits?
Bed-sits are defined as multiple living units of usually a single room with its own lockable door within a larger property. There are usually limited cooking facilities in the individual rooms; toilets and bathrooms are normally shared. Individual tenancy agreements are in place.
Is the property furnished for normal habitation?
Please answer "YES" if the unoccupied property to be insured is furnished to the extent that it looks occupied from the outside and there is enough furniture for a potential occupant to live there comfortably.
