Applying on-line
If you're applying on-line, we've made the process as easy as possible:
- Choice of insurance types. Level Term Insurance or Mortgage Protection (Decreasing Term) Family Income Benefit - all available with or without additional Critical Illness Cover if you require it. Alternatively you may decide to opt for stand alone critical illness.
- Easy On-Line Service. You get comparative quotes instantly from the UK's top insurers.
- As many searches as you like. You choose the combinations and features and benefits, sums insured, term, guaranteed or reviewable premiums, single or joint life.
- All documentation on-line. Personalised illustrations, key features, and application forms.
- Streamlined application process. Simply download the application form, complete and return to us and we will confirm receipt and your application will then be assigned to one of our advisers to work with any other interested parties, i.e. the mortgage lender should the plan be mortgage related.
So if you are looking to take out a new insurance policy for either family, mortgage or business protection. Or you may have recently encashed your mortgage endowment and now need replacement life cover. Alternatively you may be looking to rebroke your existing insurance plan as you feel it no longer represents value for money.
Price Promise
Our system will always offer you the most competitive quote based on your personal circumstances. However if you should find a better quote than ours then we will beat it. All we ask is that the quote has been obtained within the last 7 days, is like for like and you can provide us with a copy.
Life Insurance Quote and Application
Things You Need To Be Aware Of:
On the following pages in addition to comparative quotes you will be provided with the product documentation, please take time to read each document carefully as they each contain important information about your policy, including the features and benefits available, together with details of charges, and commission involved:
- Comparative Quotes;
- Key Feature Documents;
- Personalised illustration;
- Application Form;
- Policy Booklet;
You should also download and keep a copy of our Combined Initial Disclosure Document (CIDD); this provides details about our firm and the services we offer and how we are regulated.
Can I change my mind?
Should you make the decision not to proceed with your application after it has been submitted you will be provided with the opportunity to change you mind. Please see the Key Features Document for more details.
What do I do if I am uncertain whether this product is suitable?
This offer does not represent personalised advice and is not a recommendation that this product, level of cover or provider selected matches your financial requirements. If you should have any doubts about whether this product meets your own needs, please contact us so that your individual circumstances can be considered.
Why do you offer Discounted Insurance Quotes?
As a significant on line insurance broker Internet Insurance Services UK Ltd is able to discount the rates it offers to its customers. We offer discounted rates, which are as competitive as any you will find in the UK. We have rebated a percentage of the commission we receive from insurers-which means you pay less.
When does this offer of Discounted Insurance Quotes expire?
This offer does not have an expiry date; however, if you download the documentation from the site without applying, and subsequently decide to apply, you should make sure that the documentation online has not been replaced and that the premium rates quoted have not altered.
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