Please enter the number of properties you require a quote for

How many properties do you wish to insure under the policy you require a quote for?

Is the property of standard construction?

Is the property constructed of brick, stone or concrete and roofed with slates, tiles, concrete, asphalt, metal or asbestos with less than 20% of the roof area of flat felt and bitumen roofing.

Is the property used solely for domestic purposes?

Is the property, including garages and outbuildings, used solely for domestic purposes and not for any trade or business use, other than for letting, by you or anyone else sharing the building

When approximately was the property erected?

In what year approximately was the property originally constructed

Is the property well maintained?

A well maintained property is one without structural problems such as dry rot, rot or infestation requiring timber or window replacement, damp, roof or chimney stack damage, faulty wiring or incomplete construction.

Is the property a listed building?

Is the property designated a listed building by English Heritage or other equivalent or relevant authority? If so please select status

Is the property in an area free from flooding and not unduly exposed to storm?

Is the property in an area free from risk of flooding from overflowing rivers, canals, heavy rains or inundation from the sea?

Is the property within ¼ of a mile of the nearest river watercourse or sea.

Is the property to be insured within ¼ mile of any river, stream, reservoir or sea?

Occupied on a regular basis, i.e. not left regularly unoccupied during day or night?

If your tenant leaves the property during normal working hours, this is still considered occupied on a regular basis

Is the property a weekend or holiday home?

Do you let the property on a short-term basis for weekends or holidays?

Has the property previously suffered damage due to subsidence, heave, landslip or flooding?

Has there been any sinking, settling or movement of the land on which property is situated. If you have a recent surveyors report or mortgage valuation report, you should find the information there

Have you had any claims within the last 5 years under a landlord insurance policy at this property

If 'yes' we will require full details to be able to provide a quote

Have you had any claims within the last 3 to 5 years under a landlord insurance policy at this property

If 'yes' we will require full details to be able to confirm cover

Have you ever been declined property insurance or offered special terms?

Have you ever been refused insurance or had special terms imposed by any insurer in respect of any previous property insurance application. If 'yes' we will require full details to be able to provide a quote.

Is there a direct tenancy agreement in place between the landlord (Or landlords agent) and the tenant?

The most common tenancy types in the UK are the assured and assured shorthold tenancy in England and Wales and short assured tenancies in Scotland:

Do you allow your tenants to sublet?

Do you allow the tenants to sublet or take in lodgers in any part of the property to be insured whether they receive rent or not?

What type of tenant do you have or expect

Working: Tenant in paid employment where the tenancy agreement is with the landlord or the Landlords Managing Agent

Retired: Retired tenant where the tenancy agreement is with the landlord or the Landlords Managing Agent

Student: Student tenant where the tenancy agreement is with the landlord or the Landlords Managing Agent. In the case of a shared property there is normally only one tenancy agreement in place.

Unemployed Housing Benefits: Tenant resident at the address who is claiming State Housing Benefits where the tenancy agreement is with the landlord or the landlords managing agent

DSS Referral: Where the tenancy agreement is with a Housing Association, Local Authority, or similar organisation.

Asylum Seeker: Asylum Seeker tenants where the tenancy agreement is with a Housing Association, Local Authority, or similar organisation.

What date do you require cover from?

Please click on the calendar to change the date.

Cover start date is only valid up to 30 days from today.

Please Note: Some popup blockers may prevent you from selecting a date, if this is the case, please hold the CTRL key before clicking the calendar icon.

Have you had any claims within the last 5 years under a home insurance policy at this property

If 'yes' we will require full details to be able to confirm cover.

Do you sublet your property?

Do you sublet or allow your tenants to sublet or take in lodgers in any part of the property to be insured whether rent is received or not?

Have you had any claims within the last 5 years under a unoccupied property insurance policy at this property.

If 'yes' we will require full details to be able to confirm cover.

Does this property have 5 lever Mortice deadlocks or multipoint locking system on all external doors?

Does the property have 5 lever mortice deadlocks conforming to British standard BS3621 on all external doors.

Is This property alarmed?

Does the property have a fully operational intruder alarm system.

Does this property have window locks on all windows and skylights?

All windows and skylights must be lockable with key operated locks.

Is the property of standard construction?

Is the property constructed of brick, stone or concrete and roofed with slates, tiles, concrete, asphalt or metal.

Has the property previously suffered damage due to subsidence, heave, landslip or flooding?

Have any of the properties to be insured under this policy suffered any loss or damage (whether insured or not) during the past five years?

If 'yes' we will require full details to be able to provide a quote

Have you had any claims at any other property within the last 5 years?

If 'yes' we will require full details to be able to confirm cover