Excellent premiums

Premiums start from £125 for the 1st property and £80 for each subsequent property. These prices are subject to IPT.

Up to 25% no claims bonus for careful landlords

A no claims bonus is payable of 10% at first policy renewal, 15% at second policy renewal and 25% from 3rd policy renewal and thereafter if no insurance claims are made.

Excellent claims service

Our policy is underwritten by Zurich Insurance Company. Claiming with any insurer should be as effortless as possible. Zurich Insurance will speak to you in person, as every claim is individual, ensuring they process your claim as quickly as possible by asking the right questions to get the right information.

Public liability cover included as standard

Public liability covers your legal liability as owner of the buildings to compensate others if, following an accident during the period of insurance, someone dies, is injured, falls ill or has their property damaged. As standard the most we will pay for any one claim is £2,000,000. You may increase this to £5,000,000

Employers liability cover included as standard

We cover you for any legal liability as owner of the property to compensate your domestic employees if, following an accident during the period of insurance, and in the course of their employment by you, any of your domestic employees dies, is injured, or falls ill. The most we will pay for any one claim is £10, 000,000

Fitted carpets covered as part of buildings cover

We cover fitted carpets as part of the buildings fixtures and fittings. With most insurers fitted carpets would only be covered under the contents section of a policy.

Limited accidental damage cover included as standard

The standard cover includes limited Accidental Damage cover, to all Sanitary Ware, all Fixed Glassware (including windows/doubleglazed units), and all Underground services which feed the property (water, gas, electric, etc).
An 'Extended' Accidental Damage cover package is available at a small extra cost - accordingly, the whole structure of the insured property would then be covered in this way, including all of its fixtures & fittings, such as fixed/built-in units, and permanent flooring, including fitted carpets.

Loss of rent cover included as standard

We cover you for loss of rent receivable or reasonable additional expenses of comparable alternative accommodation if the property insured is rendered uninhabitable as a result of insured damage for the period necessary and reasonable for reinstatement.

24 hour emergency assistance helpline

Should you be unfortunate enough at any time to suffer a domestic emergency such as a broken window, burst pipe or the aftermath of a storm, a phone call to Zuricare assistance can provide you with immediate access to a large network of professional tradesman within your local area

Low buildings excess of £100

The first £100 of any buildings claim is not covered.

No increased excess for escape of water

Unlike some other policies where increased excesses can be applied, escape of water from domestic appliances is covered with standard excess.

Flexibility with tenant types

Our policy provides flexibility with your tenant type with professionals, retired, students, and those receiving housing benefit all acceptable.

No change in level of cover for 90 days for properties that become unoccupied

Our policy has no change in the level of cover provided for 90 days if the property becomes unoccupied. After 90 days cover is reduced to Fire, Lightning, Earthquake and Storm. Many other insurers reduce cover after a period of 30 days. When a property is unoccupied for a period longer than 7 days between the 1st of October and 31st of March the following year, the central heating system (where installed) must be kept working to maintain a temperature of no less than 10 degrees failing which the water must be turned off at the mains and the water system completely drained.

Choice of insurance companies

UKinsurancenet select the most appropriate policy for your needs from an extensive panel of insurers.

Discounts for multiple properties

For landlords with multiple properties UKinsurancenet can offer discounted premiums by creating a portfoloio policy to suit your requirements.

Full cover for up to 90 days for unoccupied properties

UKinsurancenet can provide full cover for up to 90 days if your property is unoccupied. Many insurers reduce cover after 30 or 60 days.

Fitted carpets can be included as standard

UKinsurancenet can include cover for fitted carpets as standard in the buildings section of your policy. Many insurers would insist on an additional contents policy for this cover.

Rent guarantee & legal expenses cover available

UKinsurancenet can provide specialist cover for Landlords to cover Legal expenses and Liability in the event of a dispute with a tenant or third party. We can also include cover for loss of rent for up to £10000.

Loss of rent cover included as standard

UKinsurancenet can provide cover for Loss of Rent in the event of a claim for up to 20% of the sum insured as standard within your buildings policy.

Employers liability cover for domestic employees

UKinsurancenet can include Employers Liability cover for domestic employees for up to £10million as standard.